Powering Financial Connections

When shopping for a car, it’s easy to focus on sticker price — but your monthly payment tells the real story. This car loan calculator helps you break down costs, including taxes and interest, to give a clear picture of your financial commitment.

By adjusting key inputs like down payment and loan term, you can explore how small changes affect your payment — and your total loan cost. Whether you’re comparing dealer offers or prepping for pre-approval, planning ahead helps you avoid overpaying and find financing that fits your lifestyle.

To use this tool, enter the price of the vehicle you plan to buy, the amount of your down payment, the loan term, and the interest rate. The result will give you a clear estimate of what you can expect to pay each month. Whether you’re shopping for a new or used vehicle, this calculator can help you budget more effectively and compare financing options.

• Loan-to-Value (LTV): Ratio of the loan amount to the car’s value.
• Depreciation: The decrease in a car’s value over time.
• APR: The annual cost of borrowing, including interest and fees.